In 2023, floods and hailstorms in Italy caused damages estimated between €15 and €20 billion, underscoring the importance of accurately assessing natural risks to better protect assets and reduce losses from extreme events.
In this context, ANIA Safe has launched GeoLight, a platform designed to improve natural risk management, specifically created for insurance brokers and agents. The platform now integrates high-resolution weather and climate data from Hypermeteo.
What GeoLight Offers:
- Geo-referenced risk assessments: including seismic, hydraulic, hydrogeological, climate, and agricultural risks
- Real-time mapping and risk assessment tools to analyze the most critical areas
- Weather-climate indices to assess landslides and floods, tied to meteorological triggers like intense rainfall
GeoLight is the ideal platform for brokers and agents because it offers detailed, cost-effective information to support protection and prevention strategies against natural risks.
It is now widely recognized that at least two of the three main CatNat (Catastrophic Natural Events) categories — landslides and floods — must be assessed not only in a hydrogeological context but also through a weather-climate lens. The triggering factors for these events are primarily meteorological, especially extreme precipitation events. A pre-event assessment is essential both during the risk evaluation phase and in real-time mapping to obtain comprehensive and legally reliable information. This represents a valuable investment for any company aiming to optimize risk management.
The GeoLight portal provides businesses with the tools to identify criticalities and risk levels in specific areas of the national territory. The service is powered by a geographic information system, which supports risk type evaluation within a given area, helping guide insurance contract decisions.
